Robert M. Zak

Bob has served since 1995 as President, Chief Executive Officer and a Director of Merchants Mutual Insurance. Bob joined Merchants, a property and casualty insurer, in 1985 after a career in public accounting. He also serves on the Boards of Directors of Manning & Napier, Inc. (NYSE: MN), a provider of investment management solutions based near Rochester, New York, and of Rand Capital Corporation (NASDAQ: RAND), a Buffalo, New York based venture capital firm. He also serves as a director or trustee of the following organizations: the State University of New York at Buffalo School of Management Dean’s Advisory Council; Buffalo State College Council; 100 Club of Buffalo and Western New York, Inc.; Buffalo Niagara Enterprise; and National Association of Mutual Insurance Companies Property Casualty Conference.

A graduate of the State University of New York at Buffalo, Bob earned Bachelor of Science and MBA degrees in Accounting and Economics. He is a native of Western New York and lives in Buffalo with his wife, Margaret. They have three grown sons.